Legal Disclaimer



ICGN maintains this web site (the "Site") as a service to its users. The information presented on the Site is for informative purposes only. ICGN invites users to visit the Site and download and copy information, documents and materials (collectively, "Materials") from the Site for his or her personal, non-commercial use, without any right to resell, redistribute or create derivative works therefrom, subject to the terms and conditions outlined below. Use of this Site constitutes agreement with the following terms and conditions.



Materials provided on the Site are presented "as is" without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. ICGN does not make any warranties or representations as to the accuracy or completeness of the Materials. ICGN periodically changes, improves and/or updates the Materials without notice. Under no circumstances shall ICGN be liable for any loss, damage, liability or expense incurred or suffered which is claimed to have resulted from use of the Site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of the Site is at a user's sole risk. Under no circumstances, including, but not limited to, negligence, shall ICGN be liable for any direct, indirect, incidental, special or consequential damages, even if ICGN has been advised of the possibility of such damages.

Users of the Site specifically acknowledge and agree that ICGN is not liable for any conduct of any user. 

The Site may contain advice, opinions and statements of various information providers and content providers. ICGN does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement or other information shall also be at each user’s own risk. Neither ICGN nor any of its agents, employees, information providers or content providers shall be liable to any user or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of or use of any content herein, regardless of cause, for any damages resulting therefrom. 

As a condition of use of this Site, users agree to indemnify ICGN from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable legal fees) arising out their use of this Site, including without limitation any claims alleging facts that if true would constitute a breach by the user of these terms and conditions. If a user is dissatisfied with any material on the Site or with any of terms and conditions of use of the Site, his or her sole and exclusive remedy is to discontinue using the Site. 

Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations or be considered as investment advice.


Links to third party web sites

The Site contains links to third-party web sites. The linked sites are not under the control of ICGN and ICGN is not responsible for the contents of any linked site or any link contained in a linked site. ICGN provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by ICGN. 


Applicable laws and consents

This Agreement will be interpreted and enforced in accordance with the laws of England and Wales. Any action to enforce this agreement shall be brought in a court located in London. 



ICGN reserves its exclusive right in its sole discretion to alter, limit or discontinue the site or any Materials in any respect. ICGN shall have no obligation to take the needs of any user into consideration in connection therewith. 

ICGN reserves the right to deny in its sole discretion any user access to this Site or any portion thereof without notice.